When renting a car what insurance do i need? You have just returned from a holiday in a beautiful country and you are looking forward to hitting the open road.
The problem is that you do not know what type of car insurance cover you need when renting a car in Dubai.
There are some things that you should keep in mind before you go out and start looking for cover.
If you want to be as safe as possible when driving in Dubai, then it pays to shop around for the right policy.
Do not worry; this is not the hardest thing you will ever do. Just follow the tips that follow and you should be fine.
Table of Contents
Full coverage insurance
The first thing that you need to consider when renting a car in Dubai is whether or not you require full coverage insurance. If you are only planning on going out for a short while, then this will not usually be a problem.
However, if you plan on hitting the road every day or every weekend, you may need to consider the option of purchasing a liability or comprehensive policy.
This will ensure that you are protected against the worst of weather conditions as well as any untoward accidents or crimes of opportunity that occurs around you. This type of coverage is usually a must when renting a car in Dubai.
Looking for cover
When looking for cover for your rented car in Dubai you will need to take note of the following details:
The car’s name and address, details of the insurance company that will provide your rental car with covers (i.e. name, address, phone number), the coverage that you require (i.e. theft, damage, personal injury protection, etc.) and the deductible amount that you are willing to pay for each claim that you have.
Several quotations from different insurance companies
When looking for insurance for your rented vehicle, it is a good idea to get several quotations from different insurance companies online. This will help you compare quotes and choose the one which suits your needs best.
Many online insurance providers do not charge for quotations but will still offer them when renting a car what insurance do I need? In case you were wondering, yes you do.
Can Insurance Cover Damage
When you decide on what insurance do I need for your rental car, you should remember that the insurance will not cover damage that you cause to the rental vehicle while driving.
It will only cover damage that you cause to another person or their property. So, if you drive into an area of the city that is known for crime, the chances are you will need to carry insurance that covers other damage that you may cause as well as accidents.
Therefore, it may be wise to purchase additional insurance for the areas where you intend to drive as you may be at higher risk when traveling to these areas.
What insurance do I need?
When you are carrying insurance, make sure you are also covered when you are renting a car what insurance do I need? This is especially important when renting a car overseas.
If you happen to be injured in an accident caused by you or another driver, you need to have adequate medical coverage to pay for the medical expenses and loss of income due to unemployment. Therefore, before renting a car, check out the additional policies that may be needed.
Car rental package
When you are in the market for a good insurance package when renting a car what insurance do I need? One way to save money when renting a car is to select a low mileage car rental package.
However, when researching the price of this type of package, you need to compare the premium that the insurance company will charge on the policy along with the actual miles that are insured.
Payment options
Renting a car is not a simple task to accomplish. There are a lot of things that need to be considered and taken into consideration when renting a car.
As a matter of fact, it is important that you do your homework and do not sign anything sight unseen, unless you want to have some serious repercussions to deal with in the future.
When shopping online for a rental car, there are many payment options that can be made when renting a car. Make sure that the payment option that you are selecting is one that you can easily afford.
